Read emergency funds for more information. Financial planners recommend creating an emergency fund that covers at least 3 months of month non-discretionary expenses. An emergency fund is meant to cover unforeseen financial expenses such as medical bills, plumbing problems, a car breakdown, and so forth. It is crucial to prepare for the unknown through an emergency fund although it is slightly more difficult to plan for emergencies that may occur. Known expenses such as a house down payment are simple to save for as you know how much money will be needed for the expenses. These post-tax savings goals are known and unknown upcoming expenses. It can also be a post-tax basis from your net income by putting it aside for an emergency fund, your next car, your next house, or a vacation. Savings can be on a pre-tax basis from your payroll deductions like retirement. Determine Savingīy including a section to save a portion of your money, you are able to visually and physically allocate funds for the future. Additional gifts after tithes such as donations, sponsorships, etc. This is why tithes are recorded just below income on the budget. Deuteronomy 14:22 states: “Be sure to set aside a tenth of all that your fields produce each year.” Again in Proverbs 3:9 it says: “Honor the Lord with your wealth, with the first fruits of all your crops.” While Christians no longer set aside produce anymore as an offering to the Lord, we set aside the first 10% of our income to give back to the Lord through our local church as a tithe. Tithing is a command brought to us in the Old Testament and mentioned again as a something Christians should do in the New Testament. Once you have determined your budgeted income, you can move on to tithes and giving. Another way is to track your hours and multiply it by your hourly rate to determine an estimation for your upcoming income. An easy way to work through this bump in the road is to look at previous income for pay periods and take the average of those to estimate what your income will be this coming payday. This can occur when a person is paid by the hour, by the contract, or by commission. This should be treated as income, not random money that comes into your wallet and right back out.Ī common technical issue is that some individuals do not know what their income will be before they receive it. This includes $5 you find on the sidewalk. All that money that comes to you should be considered income. Determine all types of income you will receive such as wages, gifts, refunds, etc. This is crucial because you are not tempted to spend your earnings before creating a plan for how you really want to spend them. Determine IncomeĪ key element to preparing a budget is to do so before you actually receive any income, so before your next paycheck and before the month begins. That’s really what budgeting is all about creating a plan to accomplish your goals, hopes, and dreams. If you implement your goals into your budget, you maximize the potential of accomplishing them when and how you want. Some of these goals should be saved for (education and travel) while others need to be paid for (home and cars). Common goals include purchasing a home and/or car, earning a degree, owning a business, writing a book, vacationing, traveling the world, and many more. Short term and long term goals are important and will play a part in how you create your budget. Pete Benson Preparing a Budget Establish Goalsīefore you write out your budget you need to write down your goals. “ A written spending plan for your money that includes giving, saving, and spending is essential to achieving financial freedom.” - C. For some, writing may mean keeping a digital copy or using an app, for others this looks like physically writing down budget with pen and paper. Many bills such as housing costs, utilities, subscriptions, and more are due on a monthly basis so the typical budget is prepared for an entire month.īudgets can come in all shapes and sizes, but it is important that all budgets are written. Basically, a budget is a spending plan that maps out the amount of income versus the amount of expenses during a specific period of time. More specifically, it is the “amount of money that is available for, required for, or assigned to a particular purpose” ("Definition of BUDGET", 2021). Your resource is your income and your expenditures are the purchases you make. Put simply, a budget is “a plan for the coordination of resources and expenditures” ("Definition of BUDGET", 2021).
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For example, even if the duplicate videos are saved with a different name and extension, the tool is still capable of detecting the similarity between them. It targets similar videos that are hidden in your computer and drives with accuracy. Duplicate Sweeperĭuplicate Sweeper is a basic yet simple duplicate video finder that functions precisely through its advanced algorithms. The installation of this app can take a little more space on your Mac as compared to other duplicate video finders. Also, Gemini got recognition due to its clean and attractive user interface that is highly unlikely to be presented in other duplicate video finders. For instance, you can either choose to see the details of a duplicated video or can quickly vanish it with a single click. This tool also prioritizes sorting things in a simpler way. As a result, you can clean the storage system of your device constantly. 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Duplicate File Finderĭuplicate File Finder is the fastest way to find and delete duplicate videos with great accuracy. Regardless of advanced functions, it has relatively a slower speed of scanning duplicate videos. Thus, this app is an amazing platform to remove duplicate files by using filters smartly. You can also avail the filters of "Newest" and "Oldest" that will display the duplicate videos in accordance with their created dates in chronological order. It comprises an "Auto" option that will automatically detect and differ between duplicate videos and original videos. Moreover, to work efficiently, you can delete all the duplicate versions simultaneously by navigating to their advanced options. After running a deep scan, the tool will automatically detect duplicates of the same video and will remove them quickly. To save time, you can click on the “Scan” button after providing the list of locations. You can also check the date of creation and file location of the duplicate videos displayed on this app. To manually delete duplicate videos, you can either drag and drop the folder or can browse the folder directly. It has two options to find and delete duplicate videos: manual option or scanning. Disk Drill’s Duplicate Finder for Macĭisk Drill is an amazing duplicate finder that will efficiently target your duplicate videos and will delete them permanently. With Ultimate Epic Battle Simulator 2, you can download free characters with weapons. However, the Spartans were dwarfed at Thermopylae. As in the Battle of Thermopylae, the daring troopers are eventually brought somewhere near a much bigger enemy. 2,000 full auto shotguns simply aren't enough to defeat 1,000,000 decided Spartans after 15 minutes. Single attacks for scuffle characters are disappointing and, sadly, dreadful to use.įrom the start, it seems like the shotgunners will win, but the Spartans pay with their blood for every step they take. On the other hand, have them make a call to war sound. When you assume command of a unit, you are able to move, run, and utilize a single assault. It is hoped that greater advancement will allow us to reach the 1 million dream. The difference is just a smidgen, however! In the event that the unit count is set at 1,000,000, somewhere around 996,000 or would appear Ultimate Epic Battle Simulator 2. Likewise, the troop thing seems a bit false in Ultimate Epic Battle Simulator 2 download PC. On the other hand, they may wait around if you set them to hold rather than attack. After that, you will be able to press a button to start the armed forces going after one another. Please keep in mind that our physics engine is still in its infancy, so no guarantees can be made.Ī single unit can be controlled or the entire army can be positioned through the upward RTS mode. With physics on a scale never before seen, we hope to enable thousands of ragdolls and millions of physics-based objects. Our own GPU-based physics engine is also under development. Everyone worked together for a greater goal, displaying highly advanced decision-making and animation skills. There are 100 times more characters on screen in UEBS2 than in its predecessor, and these characters are far more detailed and high quality. Crowd techĭon't ignore the elephant in the room! This revolutionary new crowd rendering and AI technology use pure GPU power to bring nation-sized battles to life! Experience the first game that fully utilizes GPU acceleration for every AI individual and all crowd technology. 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The FPS invasion will also return soon, where you play as a soldier fighting off hordes of zombies. You can command your armies in RTS mode with drag-and-drop control, or play as any one of the units in first- or third-person. It's Ultimate Epic Battle Simulator 2, the most ridiculous and insane battle simulator ever created! Create eye-watering battles with hundreds of thousands and even millions of characters! There is no limit to the size of an army in the Sandbox mode, which is far more flexible than ever. The groups are actually numbered up at the top of the table. The periodic table has all sorts of cool information just based on its layout.Ī column on the periodic table is known as a group or family. Later, you will find out that those row numbers will match perfectly with the principle quantum number \(n\) from atomic theory. You might look and think "wait, I counted nine", and that would be technically wrong because those bottom two rows with elements 58-71, and 90-103 are actually from rows (periods!) 6 and 7 from the main table above them. There are seven periods on the periodic table. Periods and GroupsĪ row on the periodic table is called a period. Here's a nice Periodic Table and more pdf for you to use for this class. The periodic table is your ultimate conversion chart for converting any substance into another substance and doing so with exact proper amounts (masses and moles). Knowing how numbers work and how ratios work is KEY to understanding and working chemistry stoichiometry problems. You'll only have to go to grams IF the number of moles is asked for. Just work the problem in pounds - it will work. there is really no reason to convert to grams first and then back out to pounds later. How? Well IF the problem is stated in say pounds, and then wants the answer in pounds. Quite the rigorous path for "all" problems. And finally, convert those grams into any other unit needed that might be asked for. Then (if need be) convert your answer in moles into grams. Then, convert those grams in to moles and work the problem in moles only. In general, to work all types of stoichiometry problems, we say to convert all masses to grams first. Those atomic weights are the number of grams you will need of that element in order to have exactly 1 mole of that element. Counting by number is the molar amount, while measuring by mass is the. This helps tremendously when having to convert from moles to mass as we often do in chemistry. Because of that old definition, we were able to say that all those atomic weights are in grams per mole of substance or abbreviated g/mol. So why DO we seem to concentrate on the "gram" as our go to guy on the periodic table for atomic weights and ultimately for molar masses and molecular weights? Well the key here is the way we historically defined the mole. All chemical ratios work just as well with masses as they do with our oh so familiar moles. You can work chemistry mass problems in any mass you want and it will still work because the masses are relative to each other. Not to mention the myriad of masses represented by all the metric prefixes to prepend to "gram". short tons, long tons, drams, grains, or stones. You could think in pounds, or kilograms, or ounces, or even tons, or heaven forbid. Relative masses means that they are all corrected relative to each other. BUT it would be much much better for you to realize that those could be ANY unit of weight/mass you choose and the whole table would still be correct. "Well, I know the weights are in grams because that is how I learned it in high school". Notice how the atomic weights have no units after them. Hey you! LOOK again at any periodic table - including the one above. The diagram below illustrates the parts and their definitions. Make sure that you know what each of these parts is and what it represents. *Note: If you click on the table, you'll launch it into its own window/page on your browser. These three pieces of data are the elemental symbol, the atomic number (typically given the symbol, Z, and the atomic weight. In it's simplest form (shown below), each entry only has three pieces of information that you will need to know. The periodic table can often be presented with an abundance of data about each and every element listed. Now, you don’t have to have an entire rack of dumbbells taking up the back wall of your bedroom. This routine below will require you to have dumbbells. If you plan on doing a lot of home workout routines, it would be a good idea to purchase some dumbbells to give you more options in your workouts at home. Now you’re ready for a great home workout routine. 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Microsoft Office 2008 for Mac Home and Student edition includes: Microsoft Office for Mac Home and Business 2011 Single install edition is RM468.00(USD$147)* and Family Pack (3 installs) is RM599(USD$188)*. Microsoft Office for Mac Home and Student 2011 includes: If you purchase Office for Mac 2008 now, you will be able to get FREE upgrade to Office 2011 when it is available. The suite will come in 2 editions: Office for Mac Home and Student 2011 and Office for Mac Home and Business 2011. It does not store any personal data.Microsoft Office for Mac 2010 will be released at the end of October in Malaysia and more than 100 countries around the world. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. The cookies is used to store the user consent for the cookies in the category "Necessary". The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. It is a complete offline setup of Microsoft Office 2008 DMG for Mac with the direct download link. System Requirements for Microsoft Office 2008 for Macĭownload Microsoft Office 2008 for Mac FreeĬlick on the button given below to download Microsoft Office 2008 DMG for Mac. 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Download Microsoft Office 2008 for Mac free standalone setup. “We want the assailant to know that his actions are wicked and directly undermine those of us who are seeking justice for Dr. Aafia, her family, or the global campaign to get justice for Dr. “This assailant has nothing to do with Dr. CAIR and the Free Aafia movement, which contends that the charges against her are trumped up and that she has been tortured, condemned the hostage-taking. The lawyer, John Floyd, is the chairman of the Houston affiliate of CAIR, the Muslim legal advocacy group. However, a lawyer for a brother of Siddiqui, Muhammad Siddiqui, said Siddiqui was not the man inside the synagogue. The livestream went down around 2 p.m.īecause the man at one point reportedly referred to Siddiqui as “sister,” some initial reports erroneously concluded he was her brother. NBC reported that the man asked Cytron-Walker to call a rabbi in New York, demanding Aafia Siddiqui’s release. She made multiple antisemitic outbursts during and after her trial. Aafia Siddiqui is serving an 86-year sentence in the Fort Worth area for attempting to kill American military personnel after she was arrested in Afghanistan in 2008 on suspicion of plotting attacks in New York. “We worked on a number of different scenarios and issues and we have been engaged with that congregation.” Masters said it was too early to tell if the protocols kicked in during the hostage taking.Īccording to recorded audio recovered from the livestream, the man was seeking the freedom of Aafia Siddiqui, a relative by marriage of Khalid Sheikh Muhammad, the chief architect of the Sept. Masters said the synagogue underwent SCN training in August. “We’re not aware of any direct credible threats to any other synagogues,” Michael Masters, who directs SCN, told the Jewish Telegraphic Agency. In an alert, Secure Community Network, which consults with national and local Jewish organizations, said the man was reportedly armed and making bomb threats. Israeli Prime Minister Naftali Bennett also said in a tweet that he was “closely monitoring” the situation. The White House was also “monitoring” the situation, per reports. The FBI was on the scene as well as local police, and the FBI had led negotiations with the hostage-taker for several hours. The assailant had been holding Rabbi Charlie Cytron-Walker and three congregants hostage. “The SWAT situation in Colleyville is resolved and all hostages are safe,” the local police said on Twitter.Īn FBI official said at the press conference that the agency was working closely with Secure Community Network, the agency that consults with national and local Jewish communities, as well as Jewish federations and police in Israel and London. local time, which CNN reported were flashbangs used during a raid to distract the hostage-taker Abbott sent his tweet shortly after. Reporters and bystanders heard a loud bang and what sounded like gunshots around 9:30 p.m. Police said one of the four hostages, a male, had been released in the early evening, leaving three still being held. |
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